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How Much Does Alcohol And Drug Rehab Cost?

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When making the decision to seek rehabilitation for substance abuse, many patients and their families wonder how they are going to pay for treatment. As with other types of medical care, the cost of rehab can be both a worry and a barrier to seeking treatment.

Recovery Keys’ team of physicians and substance abuse counselors is dedicated to making sure men and women in need of a rehab in the Jacksonville, Florida, area care can get help. We work with many major health insurance providers to ensure that financial worries don’t stand in the way of you seeking professional, personalized, effective help.

Does insurance cover rehab for alcohol or drugs?

doctor pointing to health insurance image

The good news is that oftentimes, yes, private insurance does cover or offset the costs of rehab for alcohol and drug dependency. Private insurance, also called commercial insurance, are plans typically offered through an employer or bought on health insurance exchanges.

Many health insurance plans cover the cost of the initial evaluation, detox, intensive outpatient programs (IOP), partial hospitalization programs (PHP), and outpatient programs to treat alcohol and drug addiction.

Read more in our blog: Will Insurance Cover the Cost of Drug and Alcohol Rehab?

How can I find out if my insurance will pay for rehab?

At Recovery Keys, we know that getting answers about coverage from insurance companies can be stressful and time consuming. To help relieve this burden for our patients and their families, our recovery staff works with insurers to make sure you receive all of the benefits you’re entitled to under your plan.

Upon intake, we will contact your insurer and take care of insurance verification, determine what benefits are available to you and make sure the insurer has the information needed for you to receive all of those benefits covered under your plan.


Will my employer find out about my struggle with drug and alcohol dependency if I use my employer-sponsored insurance to pay for rehab?

No, your employer should not find out about your substance use as a result of using company-sponsored insurance. Insurance companies aren’t permitted to inform your employer about any kind of medical treatment, including rehab for substance use. All health records, including those related to substance abuse treatment, are to remain confidential according to federal law. There are very few exceptions to this.

Is rehab worth the cost?

Girl researching cost of rehab on a laptopAlthough rehab for alcohol and drug abuse isn’t free, neither is substance use. Substance use disorders can be terribly costly. Men and women struggling with substance use disorders may experience job loss, get into car accidents and incur legal costs due to DUIs or child custody issues. People who drink too much or use drugs are more likely to suffer injuries from falls and other accidents. Over time, substance use also harms overall health. Heavy use of alcohol and drugs is associated with the development of chronic health issues. In women in particular, alcoholism is associated with a higher risk of osteoporosis and certain cancers, including breast cancer.

Alcohol and drugs can damage many organs in the body, including the heart, liver and kidneys. If substance use continues, the liver and the kidneys may fail. Severe liver and kidney disease due to substance use may lead to the need for dialysis or an organ transplant.

Reckless behaviors and the loss of one’s health associated with the disease of addiction can end up costing people everything over time.

So yes, rehab is worth it. Rehab is an investment in you as an individual and as a member of a family. Rehab offers the chance to live the life that you deserve, and that your loved ones want for you.

Does outpatient drug and alcohol treatment cost less than residential rehab?

In a residential drug or alcohol rehab, patients reside in the rehab facility for the duration of treatment. In an intensive outpatient program (IOP) such as the programs offered at Recovery Keys, patients participate in therapy, counseling and other activities during the day, but can return home or to the home of a supportive family member or friend in the evenings to sleep.

Research has shown that intensive outpatient programs for substance use disorders provide vital support for helping an individual achieve and maintain sobriety, and learn coping skills to prevent relapse and manage stress, anxiety and co-occurring conditions such as depression without the use of drugs and alcohol. Intensive outpatient programs have also been shown to be as effective for most individuals as residential treatment.

Because intensive outpatient programs do not need to house patients overnight, the costs are typically less than for a residential rehab.

How does the Affordable Care Act impact insurance coverage for substance use?

Under the Affordable Care Act, also called the ACA or Obamacare, an individual seeking health insurance cannot be denied coverage or charged more for coverage as a result of pre-existing conditions, including alcoholism or drug addiction. That means a person who is struggling with an alcohol or drug use disorder can purchase insurance without worrying that seeking treatment for substance will prevent them from buying a policy now or in the future. Drug and alcohol disorders are included in the 10 elements of essential health benefits.

Further, the ACA and the 2008 Mental Health Parity and Addiction Equity Act require that insurers cover mental health and substance use disorders treatment at a level similar to coverage for other types of medical and surgical services.

While in the past, treatment for substance use disorders was either not covered or was very limited, the ACA has “dramatically changed that picture.”

Does Recovery Keys offer payment plans?

Upfront and out-of-pocket costs may fluctuate based on the terms of your insurance plan. Our admissions team members will be glad to assist with the payment options that are available for treatment. Because addiction is a medical disease, there are several medical loans or credit cards that are available.

Please call and our admissions team will walk you through the process of applying with M-Lend.

What should I look for when choosing an alcohol or drug rehab near me?

When you make the investment in your sobriety, you want to feel confident that the rehab center you’ve chosen has the staff, resources and commitment to offer you the best chances of recovery. The best rehabs for drug and alcohol abuse are staffed by physicians and substance use counselors who have specialized education and training in treating people with substance use disorders.

For example, Recovery Keys is led by Jeremy Mirabile, MD, a board-certified physician and a diplomate of the American Board of Preventive Medicine – Addiction Medicine (ABPM-ADM). He is also a fellow of the American Society of Medicine (FASAM) and the American Academy of Family Physicians (FAAFP).

The Recovery Keys team also includes other professionals – licensed clinical social workers (LCSW), certified addiction counselors (CAC) and licensed marriage and family counselors (LMFC) – who are focused on treating substance use and related disorders. Rounding out our staff are doctorate-level experts who offer hypnosis, biofeedback, and acupressure for the treatment of pain. When you decide to trust Recovery Keys with your treatment for substance use disorders, you will be receiving help from a licensed, credentialed, experienced and caring team.

Are there any other credentials or accreditations that indicate a high quality alcohol and drug rehab?

Recovery Keys is licensed through the Florida Department of Children and Families, which sets standards and provides oversight of substance abuse services provided in the state of Florida.

Recovery Keys of Jacksonville has also been awarded the Joint Commission’s Gold Seal of Approval™ for Behavioral Health Care accreditation. The Joint Commission is the nation’s leading healthcare accreditation organization. To receive this prestigious designation, Recovery Keys underwent an on-site survey and demonstrated that it meets rigorous standards for quality and safety. The Joint Commission’s mission statement is: “To continuously improve health care for the public, in collaboration with other stakeholders, by evaluating health care organizations and inspiring them to excel in providing safe and effective care of the highest quality and value.”

The importance of the initial substance use assessment

A comprehensive evaluation of your substance use disorder, including a full medical history and an assessment of the severity of your drug or alcohol dependence, is important for several reasons. The initial assessment guides the Recovery Keys team in making treatment recommendations and mapping out a plan for your recovery. A thorough assessment by a licensed professional can also help ensure you receive insurance coverage for treatment of the substance abuse and any co-occurring mental health disorders. 

Delaying treatment prolongs suffering

Addiction can contribute to feelings of depression, hopelessness, apathy, lack of energy, exhaustion, loneliness and isolation. Yet when individuals enter treatment, they begin to feel empowered knowing they are taking steps toward improving their health and breaking free of alcohol and drugs. As the mental fog caused by alcohol or drug use lifts, the authentic self re-emerges. When an individual is no longer under the influence of alcohol and drugs, the restorative process of healing the body, mind and soul begins.

Ready to Take the Next Step?

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Recovery Keys Accepts All Major Insurance Coverages

Recovery Keys accepts most private insurance plans for our addiction treatment and recovery programs.
Call us today at (904) 342-5965 to discuss your coverage and other financing options available to qualified applicants.

Aetna
Anthem BlueCross BlueShield
Assurant Health
AvMe
Beacon Health Options
BlueCross BlueShield
Cigna
HealthSmart
Highmark
Humana
Mayo Clinic
MultiPlan
Optum
Populytics
Priority Health
SmartHealth
Three Rivers Provider Network
UMR""
Union Insurance Group
United Healthcare
Volusia Health Network
(904) 342-5965
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(904) 551-1394
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